These Terms of Service (the “Terms”) are a binding agreement between BILL SIMPLICITY, LLC, a Nevada limited liability company (“Company,” “we,” “us,” “our,” or such similar terms) and you (collectively, together with each and every person whom you allow access to the Platform (defined below) using your Platform User ID or PIN, “User,” “you,” or any pronoun similar to “you”). This Agreement governs your use of the Company’s mobile application and platform on your Mobile Device or via www.BILLSIMPLICITY.com (including all related programming and documentation, the “Platform”).



By creating a Company account for your minor child or ward, you hereby agree and consent to the Agreement on the minor’s behalf, and you hereby assume any and all responsibility and liability for the minor’s use of the Platform. You will be responsible for any breach of the above representations, warranties, covenants, or agreements in this Agreement or any attempt of the minor to disaffirm this Agreement. Furthermore, you hereby represent that you are fully authorized to execute this Agreement on behalf of yourself and all other parents or legal guardians of the minor.

It is your responsibility to periodically review the terms of this Agreement. Further, Company reserves the right, at any time, to change the terms of use by publishing notices of such changes via the Platform. Any use or access of the Platform by you after Company’s publication of any such changes shall constitute your acceptance of this Agreement, as modified. You agree that Company is permitted, in accordance with Company’s privacy policy, set forth in Section Error! Reference source not found. below and incorporated herein by this reference (the “Privacy Policy”), to access and use any information provided by you to utilize the Platform, including any Personally Identifiable Information (as defined in the Privacy Policy), and, if necessary, to access such information to obtain contact information in order to provide notifications relating to the Platform. Additionally, as part of the interactive end user experience created and facilitated by the Platform, you hereby agree that Company and the Platform, through its programming and interactive functionality, may access, utilize, and/or activate certain functions of your Mobile Device (as defined below). Disabling or restricting Company’s ability to access, utilize and/or activate certain functions of your Mobile Device may result in your inability to use certain features of the Platform.


Please note that Section 38 contains an arbitration clause and class action waiver. By agreeing to the Terms, you agree (a) to resolve all disputes with us through binding individual arbitration, which means that you waive any right to have those disputes decided by a judge or jury, and (b) that you waive your right to participate in class actions, class arbitrations, or representative actions.

1. Registration of User Accounts

1.1 You may access the Platform and view certain Content without registering, but as a condition to using certain aspects of the Platform, you may be required to register with Platform and select a password and username (“User ID”) and personal identification number (“PIN”). You will provide Company with accurate, complete, and updated registration information. Failure to do so shall constitute a breach of this Agreement, which may result in immediate termination of your Platform account. You shall not (i) select or use as a User ID a name of another person with the intent to impersonate that person; (ii) use as a User ID a name subject to any rights of a person other than you without appropriate authorization; or (iii) use as a User ID a name that is otherwise illegal, offensive, vulgar or obscene. Company reserves the right to refuse registration, cancel a User ID or deny your access to the Platform in its sole discretion. You are solely responsible for activity that occurs on your account and shall be responsible for maintaining the confidentiality of your Platform password and PIN. You shall never use another user’s account or PIN. You will immediately notify Company in writing of any unauthorized use of your account or PIN, or other account related security breach of which you are aware. Please read the Privacy Policy incorporated as Section 6, which describes the Personally Identifiable Information we collect, use, disclose, manage and store. You will be responsible for the confidentiality and use of your User ID, and for any and all activities (including purchases, as applicable) that are conducted through your account, and agree not to transfer or resell your use of or access to the Platform to any third party. We are not liable for any harm caused or related to the theft or misappropriation of your User ID, disclosure of your User ID, or your authorization of anyone else to use your User ID or PIN. If you have reason to believe that your account with Company is no longer secure, you must promptly change your password and PIN by notifying Company of the problem by emailing Company at info@BILLSIMPLICITY.com.

1.2 Provided that each such person agrees to be bound by the terms of this Agreement, you may designate only the number of Authorized Users as set forth for your particular subscription or plan. Each Authorized User shall create his or her own User ID and PIN in accordance with the above terms of this Section 5.

2. Website Content and Services.

2.1 The Platform may provide you with access to Company’s Website and products and services accessible thereon, and certain features, functionality and Content accessible in or through the Platform may be hosted on the Website (collectively, “Website Content and Services”). Your access to and use of such Website Content and Services are governed by these Terms, the Privacy Policy, any other additional or supplementary policies or terms posted on the Website, including any other terms of use of the Website (collectively, the “Website Policies”). Your access to and use of such Website Content and Services may require you to acknowledge your acceptance of such Website Policies and/or to register with the Website and your failure to do so may restrict you from accessing or using certain of the Platform’s features and functionality. Any violation of such Website Policies will also be deemed a violation of this Agreement.

2.2 The Website Content and Services are based in the United States and access and use of the Website Content and Services is intended for the use only by persons located in the United States. You acknowledge that you may not be able to access all or some of the Website Content and Services outside of the United States and that access thereto may not be legal by certain persons or in certain countries. If you access the Website Content and Services from outside the United States, you are responsible for compliance with local laws.

3. Purchasing Products of Services.

3.1 If you wish to purchase products or services described in the Platform (each such purchase, a “Transaction”), you will be asked to supply certain information applicable to your Transaction, including, without limitation, information related to credit card, debit card, Paypal and/or whatever payment method is accepted by Company, as well as similar and/or other related information. You understand that any such information will be treated by Company in the manner described in Company’s Privacy Policy. You agree that all information that you provide in connection with your purchase will be accurate, current and complete. You agree to pay all charges incurred by you or any users of your account and credit card (or other applicable payment mechanism) at the price(s) in effect when such charges are incurred. You will also be responsible for paying any applicable taxes relating to your purchases. The sale of certain products and services may be regulated by certain state, county and city laws or regulations. You acknowledge that complying with such laws is your responsibility, and YOU AGREE NOT TO HOLD COMPANY LIABLE FOR YOUR FAILURE TO COMPLY WITH ANY LAW OR COMPANY’S FAILURE TO NOTIFY YOU OF, OR PROPERLY APPLY, ANY LAW.

3.2 You represent and warrant that all information you provide, including but not limited to all information concerning your name, address, credit card number, and other identifying information of any nature will be true, complete and correct, and that you will update all information as it changes. You agree that you will only use credit cards belonging to you or an affiliated company. You further agree that you will not attempt to conceal your identity by using multiple Internet Protocol (“IP”) addresses or email addresses to use or to purchase Company products or services. You grant Company the right to provide third parties with any information you submit for purposes of facilitating the completion of Transactions initiated by you or on your behalf. Verification of information may be required prior to the acknowledgment or completion of any Transaction.

4. Scope of Services

4.1 Company Services. Subject to the specific terms of the plan chosen by user upon registration, Company shall provide services as follows. After initial receipt of each of User’s bills, including either paper copies of User’s bills, emailed PDFs of User’s bills, faxed facsimile copies of User’s bills or texted JPEGs of User’s Bills via SMS text messages (the “Bills”), going forward, Company shall receive Bills on User’s behalf and confirm the accuracy of the Bills according to customary and reasonable standards. Company will contact each vendor and alert them to send Bills to Company going-forward. User has sent or will send a hard copy or transmitted the image of a voided check from User’s bank account (“User’s Bank Account”). Company intends to use a third party transaction system whereby funds will be withdrawn from customer’s account via an electronic ACH and then paid to vendors from that account. In certain circumstances, Company shall arrange for direct payment to the payees listed on such Bills (the “Payees”) from User’s Bank Account.

4.2 Dwolla Account. In order to use the payment functionality of our application, you must open a “Dwolla Account” provided by Dwolla, Inc. and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in or transferred through your Dwolla Account are held or transferred by Dwolla’s financial institution partners. You must be at least 18 years old to create a Dwolla Account. You authorize Bill Simplicity to collect and share with Dwolla your personal information including full name, date of birth, social security number, physical address, email address and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla Account through our application, and Dwolla account notifications will be sent by us, not Dwolla. We will provide customer support for your Dwolla Account activity, and can be reached at www.billsimplicity.com, suppoert@billsimplicity.com and/or (888) 708-8380.

4.3 Manual Payees. User acknowledges that User may have certain Payees that cannot receive payment through an electronic ACH payment (the “Manual Payees”).

4.4 Authorization to Contact Payees and Access Bills. User authorizes Company to contact the Payees and either: (i) have all Bills generated by the Payees emailed to Company ; or (ii) if the Payee does not have the ability to generate electronic bills, shall direct Payee to send paper bills to us. User hereby authorizes Company to speak and otherwise communicate with Payees and other parties with respect to the Services provided hereunder on behalf of the User. User hereby authorizes Company to download and save User’s Bills and statements on User’s behalf. Company shall scan and convert paper bills that are not emailed available digitally. User hereby authorizes Company to establish a discreet email account for User on User’s behalf. User hereby grants Company the authority to open and send emails on User’s behalf from User’s email account in connection with the Services.

4.5 Bill Access. Company shall provide secure online access to User’s bills if requested by User.

4.6 Sufficient Funds. User shall ensure that there are sufficient funds in User’s Bank Account to provide for adequate payments to the Payees, the Manual Payees and Company’s service charge. In the event that User’s Bank Account has insufficient funds, Company shall provide reasonable notice to User of such insufficiency, at which point User shall immediately deposit or transfer sufficient funds in advance of the due date. User acknowledges and accepts that in the event that there are insufficient funds in User’s Bank Account and User fails to timely deposit or transfer necessary funds, that Company will not pay any bills, or otherwise disburse funds, in connection with User’s account. Company shall not be responsible whatsoever for any late charges or subsequent or consequential fees, losses, damages, or harm resulting from or caused by the failure to pay bills based on insufficient fund in the User’s Bank Account.

4.7 Changes in Payees. User may at any time, by written authorization, add additional Payees or delete Payees. To add an additional Payee, User shall provide written notice to Company which notice shall contain the name of the new Payee and a copy of a previously paid bill. In so adding additional Payees, User may be subject to a per bill fee for any overages in excess of the maximum number of bills per month according to the plan chosen by User. To delete a Payee, User shall provide written notice to Company of the name of the Payee and indicate that User no longer wishes to have Company pay the Payee’s bills on behalf of User. Once the notice has been sent to Company, Company will instruct the Payee to resume sending bills to User’s mailing address and discontinue making payments to the Payee on User’s behalf.

5. Pricing and Fees.

5.1 Prices posted in the Platform represent the fees which are payable to Company for your use of and/or access to certain services and/or Content. You agree to pay all charges to your account, including applicable taxes, in accordance with billing terms in effect at the time a charge is made. We reserve the right to institute new fees or charges effective upon notice in the Platform. When prompted to do so, you must provide us with valid payment information. If payments cannot be processed or are returned for any reason, we reserve the right either to suspend or terminate your order, thereby terminating all further obligations by Company.

5.2 All applicable taxes which, as now existing or implemented by future law, Company may be required to pay or collect with respect to the sale, purchase, delivery, storage, processing, use, consumption or transportation of any of the Goods shall be paid by you to Company or the applicable taxing authority upon demand by Company. To the extent you fail to remit payment of taxes in accordance with the preceding sentence, you hereby authorize Company to charge your credit card, or other payment account on file, the full amount to be paid to applicable taxing authorities, to the extent that such taxes may be lawfully collected from or charged to the account of Company. COMPANY SHALL NOT BE OBLIGATED TO, BUT MAY IN ITS DISCRETION, MAKE SUCH DEMAND AS PART OF COMPANY’S TRANSACTION RECEIPT OR INVOICE, AND IN ANY EVENT, YOU SHALL AT ALL TIMES BE SOLELY RESPONSIBLE FOR THE REPORTING AND PAYMENT OF ALL APPLICABLE TAXES IN CONNECTION WITH THE PURCHASE OF FOR-PURCHASE ITEMS.

5.3 If you purchase an automatically renewing subscription, you authorize Company or the applicable third-party payment processor to charge the payment method on file on the first day of each billing period for the relevant subscription, and if the payment method on file becomes invalid due to an expired credit card or other similar reason and Company (or applicable third-party payment processor) is unable to charge you on the next billing period, Company may immediately revoke your access to any paid service you have ordered until you update your payment method. If you fail to update your payment method within a reasonable amount of time, Company may cancel your subscription.

5.4 All sales and transactions are final. Payments are nonrefundable and there are no refunds or credits for partially used periods. But Company may approve a refund in the form of a credit on request if exceptional circumstances exist. The amount and form of a refund, and the decision to provide it, is at Company’s sole discretion. The provision of a refund in one instance does not entitle you to a refund in the future for similar instances; nor does it obligate Company to provide refunds in the future, under any circumstance. You acknowledge that if you voluntarily close your account before using all your credits, you will not receive a refund for your unused credits. Unused credits will expire automatically after six months. If you delete your account or if your account is terminated by Company for breach of this agreement, you will lose any accumulated credits. If you receive free or promotional credits, Company may expire them at any time. Credits are not redeemable for any sum of money or monetary value from Company unless Company states otherwise in writing.

5.5 If you purchase a subscription to a paid service that automatically renews, you may cancel the subscription any time before the end of the current billing period and the cancellation will take effect on the next billing period. You will have access to the paid service from the time you cancel until the start of the next billing period; you will not receive a refund or credit for any remaining days in your current billing period. You can change the automatic renewal settings or cancel your subscription at any time via your user account portal on the Website.
5.6 If you believe that Company has charged you in error, you must notify Company in writing no later than 30 days after you receive the billing statement in which the error first appeared. If you fail to notify Company in writing of a dispute within this 30-day period, you waive any disputed charges. You must submit any billing disputes by email to contact@BILLSIMPLICITY.com and include a detailed statement describing the nature and amount of the disputed charges. Company will correct any mistakes in a bill and add or credit them against your future payments.

6. Term and Termination.

6.1 The term of this Agreement commences only once a new user: (i) registers on Company’s site; (ii) provides the necessary information to Company regarding processing User’s bills; and (iii) signs an agreement confirming the plan chosen by User, the monthly cost of that plan, and the date for when the payment of bills will commence.

6.2 You may terminate this Agreement upon 30-days written notice, after which time you must delete your User ID, delete the Platform and all copies thereof from your Mobile Device, and ceasing use of the Platform through the Website.

6.3 Notwithstanding anything to the contrary in this Agreement, Company reserves the right, without notice and in Company’s sole discretion, to suspend or terminate your ability to use the Platform (which would include deleting or deactivating your account, blocking your email or IP address, and/or blocking or preventing your future access to and use of the Platform). You agree that Company shall not be liable to you or any third party for any suspension or termination of your access to the Platform. Further, you agree not to attempt to use the Platform after said suspension or termination unless you have received prior written permission from Company.

6.4 Upon termination:

6.4.1 all rights granted to you under this Agreement will also terminate;

6.4.2 you must promptly destroy all Content downloaded or otherwise obtained from the Platform, as well as all copies of such Content, whether made under this Agreement or otherwise; and

6.4.3 you must cease all use of the Platform and delete all copies of the Platform from your Mobile Device and account.

6.5 Termination will not limit any of Company’s rights or remedies at law or in equity.

7. Content and License Terms.

“Content” includes any text, message, data, photograph, image, graphic, information, audio/video files or other material in, by, through or in connection with the Platform and the related trademarks, service marks, logos, insignias and other intellectual property contained therein. As between you and Company, Content in the Platform, is owned by or licensed to Company, subject to copyright and other intellectual property rights under the law.

7.1 Subject to the terms of this Agreement, Company grants you a limited, revocable, non-exclusive and nontransferable license to:

7.1.1 download, install and use the Platform and access Content for your personal, non-commercial use on a Mobile Device owned or otherwise controlled by you (“Mobile Device”) strictly in accordance with the Platform’s documentation; and

7.1.2 access, stream, download and use on a Mobile Device, or other personal computing device, the Website Content and Services (as defined in Section 7) made available in or otherwise accessible in or through the Platform, strictly in accordance with this Agreement and the Website Policies applicable to such Website Content and Services as set forth in Section 7.

7.2 Content, including any User Content (defined below), and services provided in or through the Platform are provided to you “as is” in connection with your use of the Platform. Except as expressly stated in this Agreement, you are not granted any right or license, by implication, estoppel, or otherwise, in or to any patent, service mark, trademark, copyright, or proprietary right of Company or any third party, in connection with your use of the Platform and any Content provided by Company or any third party through or in the Platform. Elements of the Platform, including page headers, custom graphics, logos, sounds, images and button icons, are protected by trade dress and other state and federal laws and may not be copied or imitated in whole or in part. Violation of this Agreement, including without limitation modification or use of Content in the Platform for any purpose other than those permitted in this Agreement, shall result in the automatic termination, without notice to you, of your license to access and use the Platform, and also may constitute the infringement of Company’s copyright, service mark, trademark and/or other rights. You shall not attempt to access any other of Company’s systems, programs or data that are not made available for public use.

7.3 Company has and will retain sole control over the operation, provision, maintenance and management of the Platform. User has and will retain sole control over the operation, maintenance and management of, and all access to and use of, User’s information technology infrastructure, including computers, software, databases, electronic systems (including database management systems) and networks, whether operated directly by User or through the use of third-party services (“User Systems”), and sole responsibility for all access to and use of the Platform and services delivered thereby (the “Services”) by any person by or through the User Systems or any other means controlled by User, including any: (i) information, instructions or materials provided by any of them to the Platform, Services, or Company; (ii) results obtained from any use of the Platform or Services; and (iii) conclusions, decisions or actions based on such use.

7.4 Company makes no representation or warranty regarding how and when the Services will deliver any specific content, and there is no guarantee that you will be able to properly view inputted data through the Platform. It is Company’s goal to deliver unmatched content and quality, however, please be advised that Company cannot guarantee that technical difficulties will not occur during the download and/or streaming of the Services.

8. License Restrictions. User may not and agrees User will not:(a) Copy, reproduce, republish, upload, post, transmit, or distribute in any way the Platform or any Content without Company’s written permission, other than as expressly allowed by Company hereunder.
(b) Modify, adapt, sub-license, translate, sell, reverse engineer, decompile or disassemble any portion of the Platform or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Platform.
(c) Remove, delete, alter or obscure any trademarks or any copyright, trademark, patent or other intellectual property or proprietary rights notices from the Platform, including any copy thereof.
(d) Rent, lease, lend, sell, sublicense, assign, distribute, publish, transfer or otherwise make available the Platform or any features or functionality of the Platform, to any third party for any reason, including by making the Platform available on a network where it is capable of being accessed by more than one device at any time.
(e) Circumvent, disable or otherwise interfere with security-related features of the Platform or features that prevent or restrict use or copying of any Content, or enforce limitations on use of the Platform or Content.
(f) Transmit through, in or by the Platform, any software or other materials that contain any viruses, worms, Trojan horses, defects, date bombs, time bombs or other items of a destructive nature.
(g) Use any data scraping, mining, robots, spiders, or similar data gathering and extraction methods within the Platform or in any way reproduce or circumvent the navigational structure or presentation of the Platform or its Contents without Company’s prior written consent.
(h) Use any “hidden text” without Company’s express written consent.
(i) Take any action that imposes or may impose (in Company’s sole discretion) an unreasonable or disproportionately large load on Company’s (or Company’s third-party providers’) infrastructure.
(j) Duplicate or create multiple user accounts in an attempt to circumvent Company’s security and privacy measures and policies.
(k) “Frame” or “mirror” any part of the Platform.
(l) Provide to Company false or incorrect Personally Identifiable Information (as defined in Company’s Privacy Policy).
(m) Use the Platform or Content for any unlawful purpose.
(n) Use or make available the Platform as an Application Service Provider (ASP).
(o) Post User Content in or in or through the Platform that violates the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person or entity.
(p) Use the Platform for any unlawful purpose or any purpose which may violate the terms upon which Third-Party Materials are sublicensed to you hereunder.
(q) Post Content in or through the Platform that includes any “Prohibited Content.” “Prohibited Content” includes, but is not limited to, any Content that: (i) is defamatory, abusive, harassing, threatening, or an invasion of a right of privacy of another person; (ii) is bigoted, hateful, or racially or otherwise offensive; (iii) is violent, vulgar, obscene, pornographic or otherwise sexually explicit; (iv) is harmful or can reasonably be expected to be harmful to any person or entity; (v) is illegal or encourages or advocates illegal activity or the discussion of illegal activities with the intent to commit them; (vi) infringes or violates any right of a third party including right of privacy, right of publicity, copyright, patent, trademark, service mark, trade secret or other proprietary or contractual rights; (vii) is commercial, business-related or solicits or advertises or offers to sell any products or services, whether or not for profit; (viii) contains a virus or other harmful component, or otherwise tampers with, impairs or damages the Platform or any connected network, or otherwise interferes with any person or entity’s use or enjoyment of the Platform; (ix) does not generally pertain to the designated topic or theme of the relevant application, message board, public forum or blog; (x) violates any specific restrictions applicable to the application, message board, public forum or blog; or (xi) is antisocial, disruptive, or destructive, including “spamming,” “flooding,” and “trolling” as those terms are commonly understood and used in connection with the Internet.

9. Updates.

9.1 Company may from time to time in its sole discretion develop and provide updates to the Platform, which may include upgrades, bug fixes, patches and other error corrections and/or new features (collectively, including related documentation, “Updates”). Updates may also modify or delete in their entirety certain features and functionality. You agree that Company has no obligation to provide any Updates or to continue to provide or enable any particular features or functionality. Based on your Mobile Device settings, when your Mobile Device is connected to the internet either:

9.1.1 the Platform will automatically download and install all available Updates; or

9.1.2 you may receive notice of or be prompted to download and install available Updates.

9.1.3 You shall promptly download and install all Updates and acknowledge and agree that the Platform or portions thereof may not properly operate should you fail to do so. You further agree that all Updates will be deemed part of the Platform and be subject to all terms and conditions of this Agreement.

10. Security.

10.1 User is responsible for identifying and authenticating all persons using or with access to User’s User ID or PIN (each an “Authorized User”), for approving access by such users to the Platform and Services, for controlling against unauthorized access by such users or any other party through User Systems, and for maintaining the confidentiality of usernames, passwords and account information. The Company is not responsible for any harm caused by users of an User’s account, including individuals who were not authorized to have access to such account. User is responsible for all activities that occur under such User’s usernames, passwords or accounts or as a result of such User’s or User’s Authorized Users’ access to the Platform Services, and agree to notify the Company immediately of any unauthorized use.

10.2 User has and will retain sole responsibility for: (i) all of User’s data, including its content and use; (ii) all information, instructions and materials provided by or on behalf of User or any Authorized User in connection with the Platform or Services; (iii) User Systems; (iv) the security and use of User’s and its Authorized Users’ access credentials; and (v) all access to and use of the Services and Company Materials directly or indirectly by or through the User Systems or its or its Authorized Users’ access credentials, with or without User’s knowledge or consent, including all results obtained from, and all conclusions, decisions and actions based on, such access or use.

10.3 User shall employ all physical, administrative and technical controls, screening and security procedures and other safeguards necessary to: (i) securely administer the distribution and use of all User and Authorized User access credentials and protect against any unauthorized access to or use of the Platform or Services; and (ii) control the content and use of User’s data, including the uploading or other provision of User’s data for processing by the Platform.

11. Reservation of Rights.

You acknowledge and agree that the Platform is provided under license, and not sold, to you. You do not acquire any ownership interest in the Platform under this Agreement, or any other rights thereto other than to use the Platform in accordance with the license granted, and subject to all terms, conditions and restrictions, under this Agreement. Company and its licensors and service providers reserve and shall retain their entire right, title and interest in and to the Platform, including all copyrights, trademarks and other intellectual property rights therein or relating thereto, except as expressly granted to you in this Agreement.

12. Collection and Use of Your Information.

You acknowledge that when you download, install or use the Platform, Company may use automatic means (including, for example, cookies and web beacons) to collect information about your Mobile Device (or other computing device) and about your use of the Platform. You also may be required to provide certain information about yourself as a condition to downloading, installing or using the Platform or certain of its features or functionality, and the Platform may provide you with opportunities to share information about yourself with others. All information Company collects through or in connection with this Platform is subject to Company’s Privacy Policy. By downloading, installing, using and providing information to or through this Platform, you consent to all actions taken by Company with respect to your information in compliance with the Privacy Policy, which is incorporated herein by reference.

13. Limitations on Use.

13.1 You acknowledge that Company may establish limits concerning use of the Platform and reserves the right at any time to modify or discontinue the Platform, your access to the Platform, or any part thereof, with or without notice, including but not limited to the functionality or hours of availability, the equipment needed for its access or use, or its pricing. Company shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Platform or access to it.
13.2 YOU ACKNOWLEDGE THAT COMPANY IS NOT RESPONSIBLE OR LIABLE FOR YOUR USE OF ANY OF THE SERVICES. You acknowledge that any limitations on the Platform will not be cause for a refund for any of Company’s services or products, except as expressly provided herein.

14. Ownership of Content.

14.1 Platform Content. This Platform is owned and operated by Company. All right, title and interest in and to Content provided in or through the Platform, including but not limited to information, documents, logos, graphics, sounds, page headers, button icons, service marks, trade dress, trademarks and images are owned either by Company or by third-party authors, developers, or vendors and licensed to Company (“Third-Party Providers”). Content and materials provided in or through the Platform are intended to facilitate your personal use and enjoyment of the Platform. Except as otherwise expressly provided by Company, Content not may be republished, reproduced, uploaded, displayed, posted, distributed, or transmitted, in any way, including without limitation in or on any other website, application or in a networked computer environment, and nothing in the Platform shall be construed to confer any license under any of Company’s intellectual property rights, whether by implication, estoppel, or otherwise. Subject to your compliance with this Agreement, you may download copies of any Content required to be downloaded in connection with the Platform you desire, and you may use such downloaded Content solely for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained on such documents. Company cannot guarantee that technical difficulties will not occur during the download of Content or that Content will download successfully. You further acknowledge that you do not acquire any ownership rights by using the Platform, Content or content provided by any third party. Any rights not expressly granted herein to you are hereby reserved by Company.

14.2 Copyrights. All of the Platform’s designs, graphics, and the selection and arrangement thereof, are owned by Company. Copyright © 2021, BILL SIMPLICITY, LLC. ALL RIGHTS RESERVED.

14.3 Trademarks. “BILL SIMPLICITY,” Company’s logo, and all images and text, and all page headers, custom graphics and button icons are service marks, trademarks, and/or trade dress of Company. All other trademarks, service marks, product names and company names or logos cited herein are the property of their respective owners. The trademarks, logos, and service marks displayed in the Platform (collectively the “Trademarks”) are the registered and unregistered trademarks of Company, Company’s licensors and suppliers, and others. Nothing contained in the Platform should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademarks without the express written permission of Company, Company’s licensors or suppliers, or the third-party owner of any such Trademark. Misuse of any Trademarks is prohibited, and Company will aggressively enforce its intellectual property rights in such Trademarks, including via civil and criminal proceedings.

15. Third-Party Materials and User Content.

15.1 The Platform may incorporate, integrate, display, include or make available third-party content (including data, information, applications and other products services and/or materials) or provide links to third-party websites or services, including through third-party advertising (“Third-Party Materials”). You acknowledge and agree that Company is not responsible for Third-Party Materials, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. Company does not assume and will not have any liability or responsibility to you or any other person or entity for any Third-Party Materials. Third-Party Materials and links thereto are provided solely as a convenience to you and you access and use of them are entirely at your own risk and subject to such third parties’ terms and conditions.

15.2 We neither endorse nor are responsible for messages or statements, or for any opinion, advice, information or other utterance made or displayed in the Platform by third parties, whether such third parties are visitors to the Platform, members, or others. The opinions expressed in the third party content reflect solely the opinion(s) of the participants and may not reflect the opinion(s) of Company. We are not responsible for any errors or omissions in articles or postings, for hyperlinks embedded in messages or for any results obtained from the use of such information. Under no circumstances will Company or Company’s affiliates, suppliers or agents be liable for any loss or damage caused by your reliance on such information obtained through the Platform. If notified by a user of User Content posted in the Platform by you that allegedly does not conform to this Agreement, Company may in its sole discretion investigate the allegation and determine in good faith and in its sole discretion whether to remove such User Content. FOR THE AVOIDANCE OF DOUBT, COMPANY HAS NO RIGHT TO MODIFY ANY CONTENT POSTED THROUGH OR BY USE OF THE PLATFORM TO ANY THIRD PARTY APPLICATION OR WEBSITE, AND COMPANY WILL NOT REVIEW ANY SUCH USER CONTENT.

15.3 Company does not claim any ownership rights in Content that you post on the Platform or by use of or through the Platform (collectively “User Content”) in any form. . After posting your User Content to or through the Platform, you continue to retain any such rights that you may have in your User Content, subject to the license herein. By displaying or publishing any User Content on or through the Platform, you hereby grant to Company and its designees an assignable license to use, publicly perform, publicly display, reproduce, and distribute such User Content solely in connection with Company’s business, including, without limitation, for demonstration purposes, in Company’s sole discretion.

15.4 Further, for User Content uploaded on the Platform (BUT NOT TO THIRD PARTY WEBSITES AND APPLICATIONS), this license shall also grant to Company the right, but not the obligation or duty, to modify, delete from, add to such User Content. This license shall be non-exclusive, irrevocable, fully-paid and royalty-free, sublicensable, worldwide, and perpetual. None of the User Content will be subject to any obligation, whether of confidentiality, attribution or otherwise, on our part and we will not be liable for any use or disclosure of any User Content. If Company does decide, in its sole discretion, to attribute User Content to you, you hereby grant Company the right to use your user name with respect to such attribution, and waive any claims (including, without limitation, any privacy or publicity rights claims) with respect to such use of your user name. Company may reject, refuse to post or delete any User Content on Interactive Boards for any or no reason, including User Content that in the sole judgment of Company violates this Agreement or which may be offensive, illegal or violate the rights of any person or entity, or harm or threaten the safety of any person or entity.

15.5 Company assumes no responsibility for monitoring the User Content posted to the Platform and its Interactive Boards for Prohibited Content or inappropriate or offensive conduct. If at any time Company chooses, in its sole discretion, to monitor the Platform, Company nonetheless assumes no responsibility for the User Content, no obligation to modify or remove any inappropriate User Content, and no responsibility for the conduct of the user submitting any such User Content.


15.7 Company is and shall be under no obligation to (1) pay to user any compensation for any User Content, (2) review or modify any User Content, (3) respond to any User Content, or (4) post any User Content to the Platform.

16. Digital Millennium Copyright Act.

16.1 If you are a copyright owner or an agent thereof and believe that any Content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing Company’s Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):

16.1.1 A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

16.1.2 Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

16.1.3 Identification of the material that is claimed to be infringing that is the subject of infringing activity and that you are requesting to be removed or access to which is to be disabled and information reasonably sufficient to permit Company to locate the material;

16.1.4 Information reasonably sufficient to permit Company to contact you, such as an address, telephone number, and, if available, an electronic mail;

16.1.5 A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

16.1.6 A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

16.2 Company’s designated Copyright Agent to receive notifications of claimed infringement is Wolf, Rifkin, Shapiro, Schulman and Rabkin, LLP, 11400 W. Olympic Blvd., 9th Floor, Los Angeles, CA 90064, attn: Matthew E. Wolf, Esq. For clarity, only DMCA notices should go to the Copyright Agent; any other feedback, comments, requests for technical support, and other communications should be directed to Company’s customer service to info@BILLSIMPLICITY.com. You acknowledge that if you fail to comply with all of the requirements of this Section 14, your DMCA notice may not be valid.

17. Disclaimer of Warranties.

17.1 No representations or warranties, express or implied, are given regarding Content or your use of the Platform.

17.2 Without limitation, we make no representations, warranties, or guarantees regarding the services, or other acts or omissions of any third-party.

17.3 If you are not satisfied with Company’s service please contact our customer service department at info@BILLSIMPLICITY.com.

17.4 Without limiting the generality of the foregoing, you agree that use of the Platform, Content and the Services hereunder, including without limitation User Content, is entirely at your own risk. Company assumes no responsibility for errors or omissions in the Platform or Content, including any User Content, or any third-party application. The Platform and Content are provided on an “as is” or “as available” basis, without any warranties of any kind. Company does not warrant the quality, accuracy, security, reliability, completeness, or timeliness of the Platform, Content, the services, or any other information, text, graphics, links or other items contained within Content or any third-party application. To the fullest extent permitted by law Company disclaims any warranties for and does not assume any responsibility for any incompleteness, errors, security, reliability, timeliness, viruses, harmful components or effects, vulnerabilities, bugs, problems, omissions, inaccuracies or other limitations in, or interruptions in the operation of the Platform, Content, the services hereunder, or any other information, text, graphics, links or other items contained within Content or any third-party application, or any other services or goods received through or advertised in the Platform, or accessed through any links in the Platform. All express and implied warranties, including, without limitation, the warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights are expressly disclaimed to the fullest extent permitted by law, Company makes no commitment to update the information, including Content contained in, and sold through, the Platform.

17.5 You acknowledge that you are responsible for obtaining and maintaining all telephone, computer hardware and/or other equipment needed to access and use the Platform, and all charges related thereto. Your use of the Platform, Content and/or any of the services or products provided through the Platform or any third-party application are entirely done so at your own risk.

18. Limitations of Liability.

18.1 Under no circumstances shall Company, its affiliates, officers, directors, advisory board members, employees, shareholders, members, managers, licensors, suppliers, advertisers, sponsors, attorneys or agents, and their respective successors and assigns (“Company Parties”) be liable to you or any third party under any contract, negligence, strict liability or other theory arising out of or relating in any way to the Platform, the services, including without limitation Content, User Content, contained in the Platform, or any other linked website or application or any product or service purchased through the Platform or any other site, for any direct, indirect, incidental, punitive, special, consequential or exemplary damages (even if Company has been advised of the possibility of such damages), including without limitation, damages for loss of business, loss of data or lost profits) resulting from any aspect of your use of the Platform or the services hereunder, including without limitation Content, whether the damages arise from use or misuse of the Platform or the services, from inability to use the Platform or the services hereunder, or the interruption, suspension, modification, alteration, or termination of the Platform or the services hereunder. Such limitation shall also apply with respect to damages incurred by reason of other services or products received through or advertised in connection with the Platform or the services hereunder or any links in the Platform, as well as by reason of any information received through or advertised in connection with the Platform or the services or any links in the Platform. These limitations shall apply to the fullest extent permitted by law. If your use of Content from the Platform results in the need for servicing, repair or correction of equipment or data, you assume any costs thereof.

18.2 To the extent that the foregoing limitations on liability above are limited or restricted by law, your sole and exclusive remedy and Company’s absolute limit of liability in connection with any lawsuit, claim or cause whatsoever directly or indirectly relating to or arising out of or relating in any way to the Platform and Content, whether based on contract, tort or any other legal theory of recovery, shall in all cases be strictly limited to the price paid by you directly to Company in connection with such access to or use of the Platform and Content. You acknowledge and agree that, if the limitations of liability set forth above are limited or restricted by law, the exclusive remedy set forth in this Section 17 shall be your sole remedy even if such remedy fails in its essential purpose for any reason whatsoever, and in no event shall Company be liable for any direct, indirect, incidental, punitive, special, consequential or exemplary damages (even if Company has been advised of the possibility of such damages), to you or any third party.

19. Indemnity.

You agree to defend, indemnify, and hold harmless Company Parties from any claim, action, loss, expense, or demand, including reasonable attorneys’ fees and court costs, made by any third party due to or arising out of your use of the Platform and Content your violation of this Agreement and/or Privacy Policy, or your breach of any of the representations, warranties, covenants, and/or agreements herein.

20. Essential Basis of Bargain.


21. Promotional Offers, Contests and Sweepstakes.

Company may from time to time offer participation in promotional offers, contests and sweepstakes in the Platform. Your participation in these offers, contests and sweepstakes is governed by the express rules applicable to each such offer, contest or sweepstakes.

22. Technical Support Issues.

If you encounter a technical problem when attempting to print or otherwise access your completed form, or some other problem you may encounter in attempting to utilize the Platform, Company’s customer service representatives may be able to assist you with your problem. If you contact Company’s customer service representatives and request that a customer service representative assist you, the Company will not be liable for any technical problems that may persist or arise with your Mobile Device (or other computing device) after doing so.

23. Inaccuracy.

From time to time there may be information on the Platform that contains typographical errors, inaccuracies, or omissions. Company may correct errors, inaccuracies, or omissions and change or update information at any time without notice. Company apologizes for any inconvenience this may cause you. Notwithstanding anything else herein, you are not entitled to rely on any error, inaccuracy, or omission, and as such relate to quotations, pricing, or other aspects of Transactions, you hereby authorize Company to charge the correct amounts to your account in each instance.

24. Entire Agreement.

This Agreement, the Privacy Policy, any supplemental terms, and all exhibits and attachments hereto and thereto, constitute the entire agreement between you and Company and governs your use of the Platform and Content, superseding any prior agreements between you and Company. The failure of Company to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. This Agreement does not limit any rights that Company may have under trade secret, copyright, patent, trademark or other laws. The employees of Company are not authorized to make modifications to this Agreement, or to make any additional representations, commitments, or warranties binding on Company, except in a writing signed by an authorized officer of Company. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

25. Construction.

For purposes of this Agreement: (a) the words “include,” “includes” and “including” are deemed to be followed by the words “without limitation”; (b) the word “or” is not exclusive; (c) the words “herein,” “hereof,” “hereby,” “hereto” and “hereunder” refer to this Agreement as a whole; (d) words denoting the singular have a comparable meaning when used in the plural, and vice versa; and (e) words denoting any gender include all genders. Unless the context otherwise requires, references in this Agreement: (x) to sections, exhibits, schedules, attachments and appendices mean the sections of, and exhibits, schedules, attachments and appendices to, this Agreement; (y) to an agreement, instrument or other document means such agreement, instrument or other document as amended, supplemented and modified from time to time to the extent permitted by the provisions thereof; and (z) to a statute means such statute as amended from time to time and includes any successor legislation thereto and any regulations promulgated thereunder. The parties intend this Agreement to be construed without regard to any presumption or rule requiring construction or interpretation against the party drafting an instrument or causing any instrument to be drafted. The exhibits, schedules, attachments and appendices referred to herein are an integral part of this Agreement to the same extent as if they were set forth verbatim herein.

26. No Third-party Beneficiaries.

This Agreement is for the sole benefit of the parties hereto and their respective permitted successors and permitted assigns and nothing herein, express or implied, is intended to or shall confer on any other person any legal or equitable right, benefit or remedy of any nature whatsoever under or by reason of this Agreement. Except with respect to Authorized User who agree to be bound by this Agreement, this Agreement, and the duties and obligations arising under it, may not be assigned by User. Company may freely assign this Agreement.

27. Modifications and Updates of this Agreement and Acceptance.

The agents, employees and contractors of Company are not authorized to make modifications to this Agreement, or to make any additional representations, commitments, or warranties binding on Company. Company reserves the right to modify, add, alter or otherwise update this Agreement from time to time, and you are highly encouraged to review this Agreement from time to time. Each time you use the Platform, the current version of this Agreement will apply. In the event of any modification to or update of this Agreement, Company will provide notice to you in accordance with this Agreement. You can determine whether this Agreement has been revised since your last use of the Platform by referring to the “Last Updated” legend at the bottom of this Agreement. Please read this Agreement carefully. Your use of the Platform after any modification to or update of this Agreement constitutes your acceptance to be bound by this Agreement in the form it then exists, including any modifications or updates. If at any time you do not accept all the terms and conditions contained herein, you must immediately discontinue use of the Platform and contact Company regarding your voluntary termination of this Agreement.

28. You warrant, represent and agree that, by accessing and/or using the Platform, Content and/or any User Content, you (i) do so with knowledge of any and all rights that you may have with respect to the provisions of this Agreement, (ii) have carefully read and considered this Agreement and fully understand its contents and the significance of its contents, (iii) are consenting to this Agreement of your own informed and free will, based upon such party’s own judgment and without any coercion or fear of retaliation, and (iv) you have been afforded the opportunity to obtain independent legal advice with respect to this Agreement.

29. Jurisdiction; Governing Law.

This Agreement and the relationship between you and Company shall be governed by the laws of the State of Nevada without regard to any conflicts of laws principles. Further, to the extent the arbitration provisions of this Agreement are void, unenforceable, or inapplicable, you agree that all actions or proceedings arising in connection with your use of the Platform and this Agreement shall be tried and litigated exclusively in the State and Federal courts located in the County of Clark, State of Nevada. The aforementioned choice of venue is intended to be mandatory and not permissive in nature, thereby precluding the possibility of litigation between you and Company with respect to or arising out of this Agreement in any jurisdiction other than that specified in this Section. You hereby waive any right you may have to assert the doctrine of forum non conveniens or similar doctrine or to object to venue with respect to any proceeding brought in accordance with this paragraph, and stipulate that the State and Federal courts located in Clark County, Nevada shall have in personam jurisdiction and venue over you for the purpose of litigating any dispute, controversy, or proceeding arising out of or related to your use of the Platform or this Agreement. You hereby authorize and accept service of process sufficient for personal jurisdiction in any action against you as contemplated by this paragraph by registered or certified mail, return receipt requested, postage prepaid. Any final judgment rendered against a party in any action or proceeding shall be conclusive as to the subject of such final judgment and may be enforced in other jurisdictions in any manner provided by law. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to (i) the use of the Platform or Content, or (ii) this Agreement, must be filed within one (1) year after such claim or cause of action arose or be forever barred. You also agree that this Agreement shall not be construed against the drafting party, i.e., Company.

30. Equitable Relief.

In addition, in the event of a breach of this Agreement by you, the Company will, in addition to all other remedies available to it, be entitled to equitable relief by way of a temporary restraining order, or preliminary or permanent injunction and any other legal or equitable remedies. This provision will not be construed as a waiver of the rights which the Company may have for damages under this Agreement or otherwise, and all of the Company’s rights and remedies will be unrestricted.

31. No Non-US Representations.

Company makes no representation with respect to the laws of nations other than the United States, or that the Platform, or any part thereof, is appropriate or available for use in any particular jurisdiction. Those who choose to purchase, install, and/or use the Platform do so on their own initiative and at their own risk, and are responsible for complying with all local laws, rules and regulations. By using the Platform, visitors from outside of the United States of America acknowledge this Agreement and all matters related to the Platform are subject to the laws and regulations of the United States of America, subject to the governing law herein, and waive any claims that may arise under their own national laws.

32. Questions.

If you have any questions, comments or complaints regarding this Agreement or the Platform, feel free to contact us at info@BILLSIMPLICITY.com.

33. Notice for California Users.

Under California Civil Code Section 1789.3, California users of the Platform are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

34. Export Regulation.

The Platform may be subject to US export control laws, including the US Export Administration Act and its associated regulations. You shall not, directly or indirectly, attempt to export, re-export or release the Platform to, or make the Platform accessible from, any jurisdiction or country to which export, re-export or release is prohibited by law, rule or regulation. You shall comply with all applicable federal laws, regulations and rules, and complete all required undertakings (including obtaining any necessary export license or other governmental approval), prior to exporting, re-exporting, releasing or otherwise making the Platform available outside the US.

35. Severability.

If any non-material provision of this Agreement is illegal or unenforceable under applicable law, the remainder of the provision will be amended to achieve as closely as possible the effect of the original term and all other provisions of this Agreement will continue in full force and effect.

36. Waiver.

No failure to exercise, and no delay in exercising, on the part of either party, any right or any power hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right or power hereunder preclude further exercise of that or any other right hereunder. In the event of a conflict between this Agreement and any applicable purchase or other terms, the terms of this Agreement shall govern.

37. Conflicting Terms.

If you have been provided with a non-English translation of this Agreement, the English language version will govern your relationship with Company, and will control in the event of a conflict. Any translation is provided, is provided solely for your convenience. In the event of a conflict between the terms of this Agreement and any work order, the terms of this Agreement control. In the event of any conflict between the terms of this Agreement and any amendment, addendum, or other modification to the Agreement promulgated or published by Company, then the terms of the other document will control with respect to the applicable matters.

38. Consent to Phone and Email Contact, Notice, and Related Matters.

38.1 Company may call or text you or authorize others to call or text you on Company’s behalf using any number you provide to Company for any purpose. This consent shall supersede your registration of such number on any state or federal “do not call” lists. You are responsible for charges for incoming text messages on your phone. You may however, opt out of calls marketing Company’s services by notifying Company of your request to not be contacted by phone for marketing purposes. You agree that Company may monitor or record your telephone conversations with Company (whether Company calls you, or you call Company). If you do not wish your telephone conversations with Company to be monitored or recorded, you should conduct your communications with Company via email. Company may email you or authorize others to email you on Company’s behalf using any address you provide to Company for any purpose, including marketing of Company’s services. Similar to the phone marketing opt-out, you may opt out of receiving marketing and promotional emails by emailing your request to Company.

38.2 You authorize Company to provide required notices to you on Company’s website, in or on any bill or invoice provided to you, via email, or by any other communication permitted under applicable law. Company may ask you to provide consents or authorizations, including by electronic means including email or via the Platform . Given the nature of the Platform, any such electronic agreement using your User ID and/or PIN shall operate as your direct consent or authorization, and you agree that Company rely on such consent or authorization. Upon Company’s request, you will provide Company with a current email address that you regularly check so that Company may provide notices and communications to you at that address. If you stop using that email address, you will provide Company with a new address for such purposes.

39. Binding Arbitration.


39.2 Any dispute between the parties to this Agreement, any dispute between you and Company, as well as any controversy or claim arising out of or relating to this Agreement (including as may arise under the private attorneys general act of any states, in each case, a “Dispute”) will be settled by arbitration before a single arbitrator administered by the American Arbitration Association under its Consumer Arbitration Rules that are in effect at the time the arbitration is initiated, as modified by the terms set forth in this Agreement. Copies of these rules can be obtained at the AAA’s website (www.adr.org) (the “AAA Rules”) or by calling the AAA at 1-800-778-7879. Notwithstanding the foregoing, if requested by you and if proper based on the facts and circumstances of the Disputes presented, the arbitrator shall have the discretion to select a different set of AAA Rules, but in no event shall the arbitrator consolidate more than one person’s Disputes, or otherwise preside over any form of representative, collective, or class proceeding. The parties may select a different arbitration administrator upon mutual written agreement. The arbitration shall be governed by the state law or federal law applicable to each specific claim brought, with the exception that arbitrability shall be determined by the arbitrator and governed in primary conformity with the Federal Arbitration Act, 9 U.S.C. § 1 et seq. and, secondly, any state arbitration act.

39.3 The arbitrator will decide the substance of all claims in accordance with applicable law, and will honor all claims of privilege recognized by law. The arbitrator’s award shall be final and binding and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof, provided that any award may be challenged in a court of competent jurisdiction.

39.4 To ensure timely resolution of disputes, the party initiating arbitration must do so within the statute of limitations (deadline for filing) provided by applicable law pertaining to the Dispute, subject to any shorter period of time set forth in this Agreement which is intended to shorten the applicable statute of limitations. The failure to initiate arbitration within this time limit will bar any such claim.

39.5 The arbitration will be conducted in Clark County, Nevada, before a neutral arbitrator. The arbitration will have jurisdiction to determine the arbitrability of any claim. The arbitrator shall have the authority to grant all monetary or equitable relief (including, without limitation, ancillary costs and fees) available under state and federal law. The award rendered by the arbitrator shall be in writing, setting forth the essential findings and conclusions upon which the award is based. The award may be entered and enforced by any court having jurisdiction thereof. This Agreement and its enforcement shall be governed by the law of the state of Nevada and any discovery shall be permitted in accordance with the Federal Arbitration Act and any applicable state arbitration act, subject to AAA Rules.

39.6 No Class or Consolidated Disputes

39.6.1 YOU AND COMPANY AGREE THAT YOU MAY BRING CLAIMS, AS APPLICABLE, AGAINST THE COMPANY ONLY IN YOUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Company agree otherwise, the trier of fact may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding. The arbitrator shall have no authority to consider or resolve any Dispute or issue any relief on any basis other than an individual basis. The arbitrator shall have no authority to consider or resolve any Dispute or issue any relief on a class, collective, or representative basis. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claims.

39.7 The exceptions to the Dispute resolution provisions of this Section 40 are: (a) actions by Company for equitable relief; and (b) any other claim where an agreement to arbitrate is unenforceable under applicable law and not preempted by the FAA. To the extent that either party has the right to seek assistance from, file charges with, or participate in investigations and proceedings of any federal, state or local agency, such rights are not precluded by this dispute resolution provision, but this dispute resolution provision does operate as a waiver of any additional personal monetary recovery if related to any Dispute. In the event of any administrative or judicial action by any agency or third party that adjudicates any Dispute, neither Company, nor you, shall be permitted to receive a double recovery.

39.8 Except in the discretion of Company in the event that confidentiality would prevent the deduction by Company of payment to you pursuant to any award, the parties agree to keep confidential, and will not disclose to any person, except as otherwise required by law, the existence of any controversy covered by this dispute resolution process, the referral of any such controversy to arbitration or the status or resolution thereof.

39.9 Severability. In the event that any portion of this Section 38 is deemed illegal or unenforceable under applicable law, and not preempted by the FAA, such provision shall be severed and the remainder of the provisions of this Section 38 will be given full force and effect.

LAST UPDATED: September 23, 2021